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Graduate Student Health Insurance


Overview

Since 2007, the University of Kansas has offered students the option to purchase health, dental, and/or vision insurance through the Kansas Board of Regents’ plans. All students may choose to purchase any one or more of these types of coverage.

The optional student health insurance plan is administered by United Healthcare Student Resources (UHCSR). Health insurance may be purchased each semester or on an annual basis. For information about the student health insurance plan, please visit their website.

Dental and vision insurance are separate plans and may be purchased a la carte. Dental and vision coverage are not packaged within the health insurance plan and are available on an annual basis only. For information about these options, please visit the Human Resources page for Individual Dental and Vision Insurance.

Preferred Providers

UHCSR provides assistance in identifying preferred providers. Students may visit their website and click on "Find Providers" or contact United Healthcare Student Resources Customer Service.

International Students

Most international students are required by the Kansas Board of Regents to maintain qualifying health insurance. For more information about requirements for international students, please consult International Support Services.

The plan summary brochure, certificate of coverage, and enrollment links for international students are linked below under "Enrollment".

GTAs, GRAs, and GAs: Employer Subsidy Eligibility

Graduate Teaching Assistants (GTAs), Graduate Research Assistants (GRAs), and Graduate Assistants (GAs) may be eligible for an employer subsidy of the student-only premium if they elect to purchase the voluntary student health insurance plan. For more information about subsidy amounts and eligibility, visit the Human Resources webpage.

The University will individually review all applications for the employer-subsidized option to verify eligibility and approve the application. Once the application is approved, the GTA, GRA, or GA will receive an email with a link to pay for the student’s portion of the premium.

The plan summary brochure and certificate of coverage for eligible GTAs, GRAs, and GAs are linked below under "Enrollment". The enrollment links are hosted on Human Resource Management's page.

Health Sciences Students

Some students are required to carry health insurance because they are enrolled in specifically identified health sciences programs. On the KU Lawrence campus, these are the Speech-Language Pathology and Pharm.D. programs. Health sciences students on the Lawrence campus should seek enrollment information and assistance from their departments.

The plan summary brochure, certificate of coverage, and enrollment links for health sciences students are linked below under "Enrollment".

Cost

Differentiated Plan Pools

Students who choose to purchase health insurance fall into one of two plan pools: incentivized or voluntary.

Incentivized Pool

The Incentivized Pool includes students who are mandated to have health insurance coverage, such as international students and health sciences students. It also includes graduate students who hold qualifying appointments as Graduate Teaching Assistants (GTAs), Graduate Research Assistants (GRAs), or Graduate Assistants (GAs). Specific information about these categories is provided above.

Insured Annual Fall Spring Spring/Summer Summer
Student $1,772.00 $738.00 $738.00 $1,034.00 $296.00
Spouse $1,772.00 $738.00 $738.00 $1,034.00 $296.00
Each Child $1,772.00 $738.00 $738.00 $1,034.00 $296.00
All Children $3,544.00 $1,476.00 $1,476.00 $2,068.00 $592.00
All Dependents $5,316.00 $2,214.00 $2,214.00 $3,102.00 $888.00

Voluntary Pool

The Voluntary Pool includes students whom the Kansas Board of Regents has classified as voluntary participants, such as domestic students who do not hold a qualifying GTA, GRA, or GA appointment and whose programs do not require health insurance coverage.

Insured Annual Fall Spring Spring/Summer Summer
Student $3,643.00 $1,518.00 $1,518.00 $2,125.00 $607.00
Spouse $3,643.00 $1,518.00 $1,518.00 $2,125.00 $607.00
Each Child $3,643.00 $1,518.00 $1,518.00 $2,120.00 $607.00
All Children $7,286.00 $3,036.00 $3,026.00 $4,250.00 $1,214.00
All Dependents $10,929.00 $4,554.00 $4,554.00 $6,375.00 $1,821.00

Enrollment

Students apply online for health, dental, and/or vision insurance coverage at the UHCSR website. The landing page for this site displays several boxes indicating various plans. Students should enroll using the process that best fits their eligibility criteria. The appropriate box to select is indicated under each of the categories below.

Please Note:

  • Enrollment is not complete until UHCSR has received the student's portion of the premium payment.
  • It is the student's responsibility to apply for and renew health insurance each semester or year. UHCSR will not send reminders.

 

International Students

For health insurance, international students should select the "Medical - International - Student Plan" option on the UHCSR website. For dental insurance, select "Dental - International - Student Plan". For vision insurance, select "Vision - International - Student Plan".

Eligible GTAs, GRAs, and GAs

GTAs, GRAs, and GAs are included in the incentivized premium pool if they hold an appointment of at least 0.50 FTE. For health insurance, eligible GTAs, GRAs, and GAs should use the enrollment links on Human Resouce Management's page.

For dental insurance, select the "Dental - GA/TA PLAN" option on the UHCSR website. For vision insurance, select "Vision - GA/TA PLAN".

Health Sciences Students

Health sciences students who are required to carry health insurance are included in the incentivized premium pool. On the KU Lawrence campus, this includes students in the Speech-Language Pathology and the Pharm.D. programs. For health insurance, health sciences students should select the "Medical - Health Science Students Plan" on the UHCSR website. For dental insurance, select "Dental - Health Science Students Plan". For vision insurance, select "Vision - Health Science Students Plan".

Effective Coverage Dates

Health insurance may be purchased each semester, in alignment with the effective coverage dates below, or on an annual basis. The plan year for dental and vision insurance runs August 1st through July 31st.

Semester Coverage Period Effective Date
Fall Aug. 1st to Dec. 31st Aug. 1st
Spring Jan. 1st to May 31st Jan. 1st
Summer Jun. 1st to Jul. 31st Jun. 1st

Undergraduate Students

Undergraduates may find more specific information about health insurance on the UHCSR website.